What Law Protects Homeowners from Dishonest Roofers and Contractors in Oklahoma?

April 3, 2025

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When it comes to hiring a roofer in Oklahoma, homeowners should feel confident that they are working with a trustworthy, licensed professional. Unfortunately, the roofing industry has long been plagued by unethical practices, from fraudulent contractors to misleading insurance claims. To combat these issues and protect consumers, Oklahoma House Bill 1940 was passed in 2022—ensuring higher industry standards, greater transparency, and stronger consumer protections.

So, what does HB 1940 mean for homeowners and contractors? Let’s break it down.

What is Oklahoma House Bill 1940?

House Bill 1940 was enacted to address dishonest roofing practices and ensure ethical business operations across the state. The law enhances regulations for roofing contractors, making it harder for fraudulent companies to take advantage of homeowners, particularly in the aftermath of severe storms when roofing scams are most common.

Key Provisions of HB 1940:

  1. Prohibits Insurance Deductible Waivers – Some roofers used to advertise “free roofs” by waiving insurance deductibles, which is considered insurance fraud. This bill makes it illegal for roofing companies to absorb or waive deductibles.

  2. Requires Clear Written Contracts – Before any work begins, roofing companies must provide detailed contracts outlining costs, scope of work, materials, and estimated timelines.

  3. Strengthens Licensing and Transparency – Contractors must be properly licensed and disclose their credentials, ensuring homeowners work with legitimate professionals.

  4. Prevents Deceptive Advertising – Roofing companies must avoid misleading marketing tactics, protecting homeowners from bait-and-switch schemes.

  5. Enhances Consumer Protections – Homeowners now have greater legal recourse if they fall victim to unethical roofing practices.

How Does HB 1940 Benefit Homeowners?

For homeowners in Oklahoma, this bill is a major win. It means:

  • Fewer roofing scams and fraud cases
  • More transparency in roofing contracts
  • Better quality workmanship from licensed professionals
  • Stronger legal protections in case of disputes

With these regulations in place, homeowners can trust that their roofing investment is secure and that they are working with ethical contractors who follow the law.

Why Choosing a Licensed, Ethical Roofer Matters

At Bailey’s Roofing and Construction, integrity and quality have always been at the core of our business—long before House Bill 1940 became law in 2022. We provide detailed, upfront contracts with transparent pricing, ensuring homeowners know exactly what to expect. Our team works directly with your insurance company the right way, never engaging in unethical deductible waivers. As a fully licensed, insured, and experienced roofing company in Oklahoma, we prioritize honest communication, superior craftsmanship, and customer trust in every project we take on.

When it comes to your roof, don’t take chances with unlicensed or unethical contractors. Protect your home by choosing a trustworthy, HB 1940-compliant roofing company like Bailey’s Roofing and Construction.

Oklahoma House Bill 1940 is a step forward in protecting homeowners and improving roofing industry standards. If you’re planning a roof repair or replacement, make sure you’re working with a licensed, ethical, and experienced roofer who follows state regulations.

Need expert roofing services you can trust? Contact Bailey’s Roofing and Construction today for a free inspection! Our expert team will ensure your home is prepared to face future storms with confidence. Contact Bailey’s Roofing and Construction today for a free inspection and fast, reliable service. Contact Bailey’s Roofing in Purcell and Sulphur, Oklahoma, at (405) 343-8847 today! Don’t forget to follow us on Facebook for more information.

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